Car accidents in Albuquerque, New Mexico can be quite expensive. Depending on the seriousness of the injuries you suffer and the damage to your car, an accident can cost you thousands or even millions of dollars. Because of this, you want to take legal action right away, so you don’t need to pay for the accident out of pocket.
An experienced car accident lawyer Albuquerque, NM knows what is at stake following a car crash. The reason is that they have worked with many car accident victims in the city. Not waiting to hire an attorney increases your chances of getting the full compensation you are entitled to.
Who Pays for a Car Accident?
In New Mexico, the person who caused the crash will pay for the accident. However, there are some complexities involved as a lot of factors can impact who pays and how much.
Generally, if the car accident was caused by another driver, the latter’s insurer will compensate you for the injuries and losses you suffered. However, you could also be entitled to additional compensation in some situations.
Particularly, you may be able to file a defective motor vehicle lawsuit against a car parts manufacturer, if the crash resulted from a defective part. Also, you may be able to sue a car mechanic for incorrectly installing a certain part such as tires or brakes that caused the accident.
Kinds of Compensation You Can Pursue
If the accident was caused by another driver, you can seek financial compensation for your expenses such as property damage, medical bills, lost wages, future accident-related medical expenses, and future lost earnings. But to get compensation, you must prove the other driver caused the crash since New Mexico is a fault insurance state.
If the insurance company of the at-fault drive refuses to give you the compensation you need, you have other options. You can file an insurance claim with your insurance provider or sue the other driver.
When to Hire a Lawyer
Even if you know you did not contribute to or cause the accident, you must not assume you will automatically get compensation for your accident-related expenses. Often, insurance companies want to devalue or deny claims. An experienced lawyer knows how insurance providers think as they have successfully fought a lot of them before. If you want to get the positive results you deserve following a car accident, you must seek help from a skilled lawyer.